Why a Brazos Veterinary School Loan Is Right for You
Flexible Repayment Terms To Fund Your Degree
Up to 100% of School-Certified Expenses Covered
Brazos Texas student loans for vet school help cover the rest of your educational expenses up to the full cost of attendance. Qualified incidentals include tuition, living expenses, books, a computer and miscellaneous fees.
Zero Fees
Get veterinary school loans without compromising on quality and security. Brazos veterinary student loans come with transparent pricing and no application, origination fees or prepayment penalties.
Repayment on
Your Terms
Brazos vet student loans are designed to empower Texas vet students toward future success. Choose from a wide range of loan terms and repayment options that best meet your budget.
Apply Online
in Minutes 8
Applying for a Brazos veterinary school student loan only takes a few minutes. Submit your application online and select from a variety of repayment terms based on your financial situation.
Cosigning
Made Easy
Adding a cosigner can make getting approved for Brazos Texas student loans for vet school easier. Add your parents, relative or spouse as a cosigner and receive better terms on your vet school loan.
Texans Serving
Texans
Brazos Higher Education is a Texas non-profit dedicated to making higher education more attainable for Texas residents. Even if you live outside Texas, if you plan to attend a Texas college, our loan can save you money.
With fast application, flexible loan terms and no origination fees, Brazos Texas student loans for vet school guarantee completing your doctor of veterinary medicine degree is as hassle-free as possible.
Comparing Student Loan Rates Can Save Significant Money!
Brazos’ nonprofit status and mission allow us to offer competitive rates to Texas borrowers. Our rates are designed to save you money over the life of your loan.7 Compare Brazos Student Loan rates to rates offered by other lenders. Ranges cover multiple available repayment options and include available discounts.
Student Loan Veterinary School Fixed Interest Rates (APRs)
All displayed rates include a .25% Auto-Pay discount for auto-debit payments. Displayed rates taken from competitor websites as of 06 January 2025. For Earnest, displayed rates are taken from ELM Select (www.elmselect.com) as of 06 January 2025. The range of rates shown may have changed. Please visit the applicable website for each lender's most current rates and for terms and conditions to qualify for the auto-pay discount. Like at Brazos, the specific rate you receive from other lenders is dependent on numerous factors, including your creditworthiness, the term and repayment option you select, available borrower benefits and the length of any deferment period(s) assumed in calculating the rates.
Rates are not the only factor to consider when shopping for a private student loan. As with any loan, think carefully about your financial situation and understand the details about the loans you’re comparing when deciding which private student loan is right for you.
3 Ways to Repay Brazos Veterinary School Loans
Choose one of three ways to repay your veterinary school loan:
Deferred Repayment
Make no payments of principal or interest while in school (up to 54 months) and for six months after you graduate or cease to be enrolled at least half-time at an eligible school.
Interest Only Repayment
Pay only the interest while studying and during a six-month grace period after you graduate or withdraw enrollment at least half-time at an eligible school.
Immediate Repayment
Begin repayment of principal and interest immediately after your veterinary school loan is fully disbursed, even while you’re in school.
Already graduated?
Looking to manage repayment on your existing student loans that works with your budget/ Now could be the perfect time to refinance your student loans.
Click HERE for more information.
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About Us
Frequently Asked Questions
If your credit history does not meet our minimum credit criteria, you may still qualify by applying with a qualified cosigner. Additionally, even if you meet the minimum requirements, applying with a cosigner who has a stronger credit history may reduce the interest rate on your student loan rate even further, thereby saving you more money over the life of the loan.
Brazos Veterinary School Loans cover school-certified educational expenses, including:
- Tuition and fees
- Living expenses, including room and board
- Textbooks, supplies and equipment
- Transportation
- A computer
- Other costs necessary to complete your degree
Texas student loans may be requested up to the cost of attendance, less other financial aid, as certified by the school.
Texas Residents- The minimum student loan eligibility amount is $1,000.
Non-Texas Residents Attending a Texas School- The minimum student loan eligibility amount is $2,001.
We encourage all students to exhaust all forms of federal student aid, grants and scholarships before taking out a private student loan like the Brazos Student Loan.
To be eligible for a Brazos Student Loan, you must:
- Be a United States citizen or National, permanent resident, or, if applying with an Eligible Cosigner, a non-citizen with a work or student visa or a DACA Recipient.
- Be at least 18 years old.
- Texas Resident
- Be applying to finance an undergraduate or graduate degree and be enrolled at least half-time in a degree-granting program at one of over 2,000 schools nationwide.
- Non-Texas Resident
- Be applying to finance an undergraduate or graduate degree and be enrolled at least half-time in a degree-granting program at an eligible college in Texas.
- Apply for an amount that is certified by the school the student is attending (see the "Certifying the Cost of Attendance" section of the FAQs)
- Have a minimum annual income of $35,000, or apply with a qualified cosigner.
- Have a FICO score of at least 680, or apply with a qualified cosigner.
- Have a strong credit history and meet other credit requirements, or apply with a cosigner who meets these requirements.
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Not a Texas Resident & Not attending a Texas school? We Can Still Help!
Sometimes the school may certify an amount that is different from the loan amount that you request. If the amount the school certifies is higher than the amount you request, the certification will cover the lower amount that you have requested, and the loan will be approved for the lower amount that you requested.
If the school certifies an amount less than the amount you have requested but is within the program limits, the loan amount will be adjusted to match the amount the school certifies. This adjustment will be evident when you receive your Final Disclosure as part of the loan process.
If the school certifies an amount less than the program minimum the loan will be denied.
- Texas Residents- The minimum student loan eligibility amount is $1,000.
- Non-Texas Residents Attending a Texas School- The minimum student loan eligibility amount is $2,001.
Still have questions about Brazos Student Loans for vet school? We're here to help! See our full list of FAQs, send us an email or call us at 1-800-453-0841.
